We are currently in Moffett, OK where a historic flood damaged every home and building from major rains that happened upriver this summer.  We're rebuilding 3 homes and also helping others as we can, trusting The LORD to help us keep our commitments.  Unfortunately we've struggled to get volunteers, even locals to help us, which is truly sad.  We're set up to handle volunteers so if you're interested in learning more about joining us, click here.  There is also a volunteer availability calendar on that page. If you're interested in financially supporting Calvary Relief, click here.  

To read our 2019 Review, please click here. To stay up to date with what we're doing, please see our Facebook account and/or our newsletters, links are above.  Please pray that wherever we are and whatever we do, we'd be diligent as we share the love of Jesus with those around us in a tangible way.  Please remember to keep us in your prayers and especially that we'd grow in our relationship with The LORD and draw others to Him in all we say and do!  Curt & Mary Jo

Disaster Pastor

Curt Hencye

Hurricane Ida-Houma LA-Update 3

I should probably do updates more often as I’m almost 60 now and my memory is well, wait what was I saying!  I try to not overload you with too many updates but know that many of you faithfully pray for us and I want you to know how The LORD answers your prayers and for any new ones in the making!

So far, we’ve talked to and assessed almost 50 homes and done work on quite a few of them.  For 2 weeks it was mostly just Mary Jo and me and we worked with a few locals and homeowners and did some tree work.  We then had a group of 5 guys join us.  We met some of them in TX after Harvey.  They are all from the San Antonio area and brought a Bobcat and we worked on 12 homes and cut and moved tons of lumber!  Currently we have 3 guys from Longmont, CO who we met while serving in their area after a huge flood in 2013.  We’re back to deconstruction with them this week.  Next week we've got 3 coming in from Jacksonville, NC for the week.  It also looks as if a long-time friend is looking at coming out and staying for a little bit so keep that in your prayers!

We’ve been having some great devos and discipleship conversations with the vols!  One guy who was here early on, was confused about a lot of stuff and spending too much time focusing on theories and unbiblical doctrines with his time and had never read through the Bible!  I encouraged him to get off the “stuff” and into God’s Word and see what happens.  I talked to him last week and that’s exactly what he’s been doing and he’s really excited about all The LORD is showing him in His Word!  Last week we spent one morning just letting the guys ask some “Biblical” questions and that turned into an awesome discussion and again we encouraged them to just get in The Word!!  Yesterday we had a great discussion, again beginning with the importance of getting into and knowing God’s Word.  Then we discussed how there are so many who are “fat” with God’s Word, but aren’t using it, or “exercising” it with their lives and they’re useless for the Kingdom.  It’s important that we actually do what God’s Word says!  (James 1:22)

I’ve been spending a lot of time walking homeowners through their insurance nightmare as claims paperwork has begun to come in.  It’s amazing how confusing the insurance companies make things and how there are so many different twists and angles that the average person has no clue about and I’m always finding new things myself.

Now begins a huge battle for these folks.  There are some contractors that will help them get more money, but just getting a contractor is a whole other issue.  There are advocates who charge a huge chunk of their whole claim, thus almost negating any extra funds that they find, and that’s expensive and time consuming.

We rarely find any homeowner who understands the process including how much time it takes to get back in their homes.  It’s also hard to find contractors who really understand the process and also how important it is to pull permits and get inspections so that the homeowner’s insurance isn’t cancelled or reduced.  Insurance companies count on this as it saves them tons of money.  Unfortunately, I’ve witnessed many homeowners get “bullied” into agreeing to things that either a contractor gets money for stuff they aren’t doing, or the insurance company doesn’t have to pay out what is owed and either way, the homeowner comes out on the wrong end.

However, those who are willing to slow down, take the time, listen to our advice, and move forward with our recommendations whether we help them rebuild or not, always come out better off and in the long run get back in their homes even quicker than I could’ve imagined in most cases!  Please pray about this important step for us in this phase of recovery and that the homeowners we’re helping would get what they paid for.  I’ve got a guy I met in St. Louis a couple years ago that says he’ll help us with doing the quotes we need for the insurance company if I’ll gather all the info, take pics, etc.  This is the first time I’ve had help like that, but also the first time I’ve found so many needing help like this and we’re not soliciting for any work!  So pray that would work out well.  It would be a blessing to have one or two others with our knowledge or willing to learn what we have over the years and  who would be willing to serve alongside of us full-time to help handle things of this nature, so you could keep that in your prayers too!

Here’s some of the homeowner’s who so far have asked for our assistance getting through their insurance process and possible other help and who we’ve done some things on their property so far. 

  • Ms Pat is a widow of 5 years.  Her deductible is over $16,000!  The insurance adjuster left off walls, ceilings, trim, etc in rooms where he replaced the flooring and were clearly soaked from water that leaked in from damaging winds to her roof and windows and missed several other things as well.  It took me over 4 hours to walk her home and make notes just of things missed.  We’ve already cleared a bunch of trees on her property and tarped her roof.  We’ll begin deconstruction and remediation this week and then help her with the rebuild.  I’ll also be GC’g this home.

  • Donna & Keith-I was able to walk this home with the adjuster.  He kept lying about stuff and every time I called him on it.  After several times he said that all I did was argue with everything he said.  I told him, I’m not arguing, you aren’t telling the truth which I’m pointing out!  He made his excuses but agreed with what I said in the long run.  He then told us what all he saw and would report.  We have a contractors quote for most of the work, and it comes to almost $75k, all clear storm damages.  They got $25k!  He didn’t even put the laminate flooring in the settlement and there was so much water that came in through the roof that half of the ceilings and insulation were all over the floor and furnishings.  We worked with the Mennonites (CAM) on the deconstruction and still have some final clean stuff to do and then I need to spray it.  We hope to be able to help them with some of the rebuild if we have the help.

  • Bonnie-she’s another widow who’s had cancer 7 times and must talk through a voice box in her neck.  She is not supposed to be in her home because of the health dangers.  There are clear roof issues that flooded parts of her home.  Walls, ceilings, insulation, trim and more, were left off her settlement.  She has coverage for living elsewhere but there’s no place nearby to rent so she’d like to rent an RV but the insurance company says they need to look deeper into the cost of doing this here because it seems that local companies are charging too much money.  It’s been 2 months!  The insurance company sent a remediation company to do the deconstruction and remediation and they didn’t do everything on the claim and did things that weren’t on the claim!  We’re going to finish the rest of the tear out and remediation and then help GC her home and do whatever we can on the rebuild to help.

  • Brad and his father-2 separate houses that I’m trying to help.  The father has dementia.  They didn’t have a lot of damages, but again, a lot of stuff missing.  Brad is currently living with his dad and step-mom as his dad remarried a few years after his wife of many years died.  She’s not much better with her memory and this storm has had its toll on them.  He’s also trying to figure things out at his own house.  Over 3 hours of noting everything that was missed on his claim.

  • Marilyn-A widow of a few years, 89 years old.  Not a huge claim, but they missed over $5k of damages.  Her deductible is almost $5k.  With what they claim she has in damages, minus depreciation and minus her deductible, they wrote her a check for $4k!  We were able to cut and move a lot of trees in her yard, some were on her structures, so insurance paid to have them cut down, they don’t pay to move them!  The work we did for free will help cover her deductible.  I’m helping her through the process of getting a new roof and what else that has to be done without costing her a lot of money, and yes they left things off of her claim as well!

  • Sarah-CAM gutted her flooded home.  All that was left was for me to spray.  Her insurance company lied to her and said that if she didn’t use a professional remediation company that there couldn’t have been any damages to her home even though her roof needs replaced and extensively leaked water into her home and they agreed to fix the roof, so which is it?  They have convinced her to hire a remediation company.  Either the company will claim they did all the work and take her money, or they will only charge to spray it and the insurance company will keep her money.  I can’t force people to do what I suggest and so sad the way these companies prey on these folks.

  • Kevin and Sandra-a retired couple in their 70’s.  Lived in their modest home for years.  Their roof needs replaced, and one room had ceiling and wall damages.  According to tax records and from what I know about property values in this area, their home and land is worth about $150k.  The insurance company has their policy coverage, just for their home, set at $350k, something they didn’t know and understand.  Windstorm deductibles are a set percentage of the insured value of the structure.  Because of this they’ve been paying too much for insurance premiums for years and now their deductible is almost triple what it should be.  They cannot afford to replace their roof.  I don’t know what we’ll be able to do to help them and of course they’re very confused with the whole situation.

  • Linda-is another widow.  The insurance company told her that her carport isn’t covered, yet her detached building and fence are??  They also left off her refrigerator and a few other high dollar things that we’re working on getting for her.  She’s very confused about all of this, but we’re slowly gaining ground and got the OK for her to get a new refrigerator so at least she has cold food again!  I’m helping her with the GC stuff on her home.

  • A Place of Restoration Women’s Home-this is a local Christian run discipleship program for women that uses The Bible as the only means for recovery from addictions.  About half of the roof was damaged and water flooded into the home.  My walk-through found over half of the things flooded were left off the settlement paperwork, including structural damages to the roof trusses that are clearly visible.  Now there’s was a pipe that broke and flooded a couple of other rooms.  We’re going to go out there tomorrow and set up our dehumidifiers and air movers to get it dried out again.

  • Shane and Deserey-a young couple with a 7-year-old.  Extensive roof damage that caused major water damage in their home as well as lots of trees.  They just got their insurance paperwork 2 months after the storm!  They’re living in a small pop-up in their driveway.  They immediately brought their paperwork to me to go over while we hung out, fellowshipped, and had dinner.  Rooms left off, living expenses, trees, etc.  So far, we were able to clear a lot of trees off their property and will also be helping them as we can including GC’g their work.

  • Cynthia-a recent widow.  Her husband was a Vietnam War Vet.  His health had declined over the years and the past several years he was getting worse quick and started to get dementia.  A couple of days after Ida hit, he was driving and crossed into oncoming traffic and died.  A group from A Place of Restoration Men’s home did the tear out and I’m going to spray for the remediation and will also be helping her with insurance issues.

  • Cindy-long story involving succession laws here in LA.  She lived with her father to take care of him during the last several years of his life.  After he died, her family agreed that she could stay there as long as she wanted as long as she paid ALL the bills.  Since technically it wasn’t her primary residence insurance was too high for her to pay living on SS and none of the other relatives would help her pay it.  FEMA denied her claim as again, she’s not the owner.  We worked with CAM on the tear out and I’ll be remediating it.  CAM is coming back in January to do some rebuilds and wants to help her if she can with the labor, but we’re going to need to work on getting funds for the materials.

We were finally able to get our house dried out and put back together and except for major rainstorms, we’re looking good!  We've got one window that in our opinion was a poor design from the git go and the way all older trailers were manufactured.  The way the water runs down the wall coupled with how these older trailer windows have "seep" holes, can often bring water into the trailer, which is what happened again last night.  Apparently, it rained hard when we were away at a Bible Study and we found it soaked this morning!  But it usually dries quick with no lasting damages that we have found so far so I’m setting up a dehumidifier and fans to hopefully have it dried by tonight! 

Ashton, who goes to church here, has a seafood shop not far from us and is letting us use his internet.  It’s too far for a WAP but I was able to set up a point-to-point beam system that we’ll leave set up for the church and finally get internet!  That was about $500.  We tried to just get internet wired, they said at least December for new customers and then $45/month the first year so ultimately this will be cheaper and obviously quicker!  He also has been doing a fresh shrimp and crab boil for us when we have vols in town each week, and it comes directly off his boats! 

More, as usual, maintenance issues!  Our V10 had to have over $1k worth of front-end work done.  I just got it back last night so haven’t had a chance to drive it and check it out.  We also lost the brakes on our tool trailer last week and I’ve narrowed it down to just one of the 4.  I was able to get 3 of them working and my trailer guy in OK says the type of axles I had him replace last year have a lubrication and brake system that I shouldn’t mess with so I’ll be looking to have that fixed by a shop as soon as I find one!

With all the maintenance and break down issues we had moving here and getting the stuff we’ve needed supply wise for doing first response, we had quite the most expensive move/month since we started over 17 years ago.  We depleted most of the minstry funds.  If you’re interested in helping with any of the expenses with Calvary Relief, please click here.

Still in need of volunteers.  We don’t need large groups since we’re moving into the rebuild phase of recovery.  One to 5 people max at a time is best.  No age requirements or experience necessary, just a willingness to grow in The LORD and to be used by Him as you unselfishly serve The LORD alongside of Calvary Relief.  Most of the time if I just have one or two people to be my helpers, The LORD blesses us with getting a lot done.  If you’re interested in joining us, please let us know!  For more info you can click here.

As you can see, lots of stuff to pray about and we really appreciate all of them!

If there’s ever anything you need prayer about or just need to talk to someone, please don’t hesitate to reach out to us and let us know!

Love y’all and LORD Bless,

Curt & Mary Jo


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